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Subaru alternative financing

Contact Nathalie Benjamin at 450.658.1000 ext 4, or toll free 1.866.658.1001 ext 4.
You can also use our contact form.


Check out our Subaru for sale and check out our Subaru Promotions


Subaru Financing online applications

We deal with alternative financial institutions. Whether you are self-employed, you are not working, you have had problems in the past, we will do everything we can to find financing for your Subaru. These financial institutions charge a higher interest rate, but they allow you to redo your credit file. After a certain period, if you meet your credit terms, it is often possible to help you refinance through a traditional financial institution. It is sometimes considered to have an endorser. Remember that over 40% of Quebecers went bankrupt during their lives.

Situations that complicate obtaining financing:

  • Bankruptcy
  • Instability of employment
  • Revenue not true
  • Self-employed
  • Retired with low income
  • No credit history
  • Low income

Few companies make Subaru alternative credit. Here’s an idea of the conditions for alternative financing. They may change at any time. Better to contact our finance department of Subaru for the latest conditions of financing for the purchase of your Subaru.

  • Have a minimum of 18 years old
  • Annual income of $ 21 000 MANDATORY
  • A valid driver’s license
  • A probationary license is accepted
  • A temporary license is not accepted
  • Three months of job stability
  • Having remained three months at the same address
  • Verbal verification of employment by the bank
  • If provider of the CSST, have all the papers
  • Subaru vehicles with less than 175 000 km or 10 years
  • No serious Subaru accident vehicle (VGA)
  • Debt ratio of 45% maximum
  • Last two consecutive pay stubs required
  • Self-employed: one-year minimum, an assessment and bank statements for the last six months
  • Liberated from bankruptcy with supporting documentation
  • No double-bankruptcy
  • The credit file should not be assessed
  • Spouse only accepted as a co-borrower
  • Ability to re-assess the case after 12 months
  • Funding per month $ 700 for a Subaru car loan

Contact Nathalie Benjamin at 450.658.1000 ext 4, or toll free 1.866.658.1001 ext 4.
You can also use our contact form.


Check out our Subaru for sale and check out our Subaru Promotions


This information is for guidance, to the best of our knowledge when writing. They can change at any time and do not bind the company or its representatives.

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